Card issue fee

£14.95, includes MasterCard Prepaid Card and PIN.
£9.95 additional card
FREE internet registration

Limits

£15.00 Minimum initial load
£5,000 Maximum Card balance

Usage restrictions

Primary cardholders must be 18 years or over, additional card holder must be 13 years old or over
You may not use your card at Pay at Pump petrol stations
Additional cards share the primary account funds.

Transaction fees

£0.25, per purchase in the UK.
£2.00 plus 2% of the transaction value, per International purchase.

Cash withdrawal fees*

Cash withdrawal fees £1.25, per UK ATM withdrawal (maximum £250 per day)
£2.00 plus 2.25% of the transaction value, per International purchase (maximum £250 per day)

Balance enquiries

Free online.
£0.12, per SMS message sent.**

Top-up fees and limits

Free per load by BACS (maximum £5,000)
£2.00, per load via PayPoint (maximum load amount of £249 limit)

Service fees

£2.99, monthly management charge (first charge within 15 days of card request)

Replacement card fees

£9.95, lost/stolen/damaged replacement card and PIN
£2.00, PIN replacement.

Other fees

£2.00, PIN replacement
£1.50, Paper statements per 62 day period
£0.12, per SMS message for confirmation of ATM withdrawals and purchases***
£15.00, per CHAPS (same day) transfer requested from account
Free, per BACS (bank) transfer request from account
£1.00 per minute rate applies for calls to Customer Services from BT telephone lines, call costs for other networks and mobiles may vary and may cost more than £1 per minute.
£5.00, Administration Fee

Cancellation or redemption

£5.00

Expiry

Prepaid Card is valid for 36 months. (Must be used 3 months prior to expiry for automatic reissue)